Free Transfer

Free, fast, no fuss money transfer. Using the latest money transfer processes My Finance Club can reach the majority of UK bank accounts in minutes. We won’t charge any arrangement fees or transfer fees related to getting your money to you.

My Finance Club Benefits

No Arrangement Fees, No Guarantor, No Interviews, No Faxing, Free and fast Money Transfer, No interest charged on Interest, priority SMS service for our returning, loyal customers.

Loans are tailored to you, with the My Finance Club team working hard with our customers to find exactly the right loan for them.

Borrowing for Less

My Finance Club recognises and rewards loyalty and responsible borrowing.

With competitive interest rates we can save our customers a surprising amount against other borrowing options by offering cost effective, sensible financial products. As an established customer, we promise to make it very simple to come back to us again and again.

Mobile Friendly

Returning customers with a good history with My Finance Club can use SMS text to re-apply. Our SMS solution will very quickly validate your credit record, ask how much you want and send the cash directly into your bank account. Our application process is optimised for online, smartphone and tablet devices to you can access your money when you need it most, any day, any time.

Expensive Banks

It’s very annoying when your bank refuses to honour your standing orders, card payments and direct debts, charging you fees and interest to do so, usually making matters worse. Automated payment reject systems in the high street banks aren’t able to consider the impact on you.

With a My Finance Club short term loan typically costing no more than £24 per £100 borrowed over a period of 30 days, you can pay your bills and avoid the additional burden of bank fees.


Our policies and processes are independently and regularly audited by reputable audit companies who review our corporate systems, support structures, internal process and money transfers. All of our audits are completed successfully.

All lending companies are regulated by the Financial Conduct Authority – at My Finance Club we’re very happy and comfortable that all financial services are closely controlled to the benefit of our customers. It’s how it should be.

Client Comfort

My Finance Club is a fully authorised member of the lending industry. Being regulated by the Financial Conduct Authority, our customers can be assured that our lending policies, our service operations and our complaints processes will be completely aligned to industry guidelines and best practice.

Online access to our services is available ‘24/7’ while our UK based customer support centres are there to help 5 days a week, 8:30am to 5:00pm.